Andrew co-founded Smart to give real people simpler ways to save and access their savings throughout their lives. As the company has grown, world-leading institutions and governments have partnered with Smart, allowing us to help more people with their money. Previously, Andrew was an international managing director, with roles in banking and finance. He also works with cutting edge innovation foundations – awarding funding and offering advice to promising UK fintech companies and social entrepreneurs, including those who work with open banking.